Electric car insurance or electric bike insurance is a subcategory of automobile insurance that safeguards electric vehicles against various conceivable forms of damage and loss, such as those that could be incurred in the event of an accident, a natural disaster, or a fire.
Because they are more beneficial to the environment and less expensive, electric cars are quickly gaining market share. And in the same way that standard automobiles require gasoline or diesel as fuel, these automobiles are powered by electricity (just like your mobile device or laptop), which means they are also available.
Buying an ev policy india for your electric car can be different because electric vehicles are still not very common in India.
Why is it recommended that I purchase insurance for an electric car?
It is unpredictable to know what might occur with your cherished electric cars. These kinds of automobiles are equipped with a plethora of intricate technical and mechanical components, which contribute to the vehicle’s overall efficiency but also have the potential to cause you problems at any moment.
Therefore, electric car insurance can significantly assist and offer financial protection in unfortunate events such as accidental damage, fire, natural disasters, or theft. It can also ensure that you can drive your car without any concerns. You must also remember that India has a law stipulating you must have at least third-party liability insurance on your vehicle.
Benefits of purchasing insurance for electric vehicles –
- Cashless maintenance services are available
- Pickup, maintenance, delivery to your door, and a certain amount of warranty on repairs completed at any of our network garages.
- Self-checking capabilized by mobile devices
- Easier claims
- 24-hour-a-day, seven-days-a-week customer service.
- Make your vehicle IDV look unique.
How to file an insurance claim for an electric vehicle?
When you purchase an electric vehicle insurance plan for your electric vehicle, one of your primary goals is to ensure that you will be compensated for any unanticipated losses or damages. Proceed with the steps in the following order:
- Notify your insurer:
The first thing you should do is notify your insurer about the incident and the damage caused to the vehicle. Just let them know what has happened, whether it was an accident or a natural disaster.
- Take pictures:
You should use your phone’s camera to take some pictures of the wrecked vehicle. It would help if you kept this as proof to present later. In addition to that, it will help you make a claim online.
- Hold on to your documents:
After informing the insurer, the next step is gathering the necessary documents to send in the claim form.
- Inspection:
Once the insurer is informed, they will dispatch an inspector to the property to compare the cost of repairs with the extent of the damage. As soon as the survey is finished, the insured electric vehicle will be delivered to the network garage to be repaired.
When the process of filing a claim for your electric bike insurance has been initiated, the insurer will send compensation for repairing or replacing the broken component of the electric vehicle directly to the network garage. If you have a valid claim for reimbursement, the amount of the claim will be paid back to you once the repairs have been completed.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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